Instead of thinking of saving in dollars, you should think “smart” investment and ROI. After 6yrs, in 2011 when we talked, I asked did you buy a flat in Gurgaon, he said no, the 3BHK flats at the same place are now INR 1.5crores and I only have 50L of savings (dollar money). He stayed back in US with H1 and got married, had kids. He said, no I will have another 2yr trip and then have enough savings to buy on cash, no loans. One of my close teammates refrained from booking, I tried to persuade him, saying that this is s good investment, property prices are going up, you will have tax benefits, go for it. When I bought a flat in Gurgaon in 2005 (of course on loan with some dollar savings as down payment), it was kind of group deal to get a better bargain from the builder and several of my team mates booked flats on the same apartment. All of the following examples are about friends/acquaintances/relatives and I will take care to keep the description anonymous. I will bring in some real life incidents to ponder over. I hope there will be changes in attitude/thought of some people participating in the discussion here and it gives me strong motivation to thank HSB and spend time here. There is evidence of strong love for India as well as strong hatred. One thing is for sure is that this discussion brings out the varied mindset of Indian youth. I have to thank HSB for starting this thread. Following article comparing lifestyle in India and USA, cost of living, and day-to-day things is written by Rashmi – Posted a comment to Real Reason I’m Going to USA : To Be Treated Like a Human Being.